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A Term Insurance Plan can only help in case of death and a health insurance plan can help in case your hospitalization, these insurance policies are not as comprehensive as compare to Personal Accident Insurance policies.
Generally people think if they have life insurance and health insurance than there is no need of all other insurance policies. Personal Accident plan is very much different from life insurance plan, like personal accident plan covers medical expenses due to accident but life insurance plan doesn’t.
Personal accident insurance premiums vary with the policy holder’s occupation while in case of life insurance premium vary with the policyholder’s age, which means if you are 28 years old or 55 years old, the premium would be the same and no medical examination is required to enroll in the personal accident insurance plan.
Bajajcapitalinsurance.com provides you a comprehensive online insurance platform to compare and buy best insurance policies offered by leading insurance companies in India.
To know more about Personal Accident Insurance and get a free insurance quote call 1860-266-1226 or write to us at info@bajajcapitalinsurance.com, we will happy to assist you. For more information you can also log on to www.bajajcapitalinsurance.com
This is the perfect article. Really you explain each and every point very well. Health Insurance
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