Tips For Buying Health Insurance Online

Health insurance plans are easier than ever these days due to the online insurance providers. Plans of different insurance providers can accessed quickly with all details and compared easily as per convenience.  Intelligent websites takes seconds in fetching the health insurance quotes. Depending upon the health cover that you choose, applying and enrollment takes only few minutes. 

But don't be in hurry because choosing the right health insurance plan for you and your family is a very important financial decision.
 

Whether you are looking for individual health insurance, family floater health insurance plan, senior citizen health insurance, and critical illness plan or top up health plans, here are five very important health insurance buying tips for online consumers.

1. Identify your need:  The identification is very important for health care. Your coverage option depends upon many factors like where you live, pre existing disease. What If your employer offers you health cover, Is it sufficient? Every individual have their unique need so they must go with the health insurance plan as per their need. 

2. Sum Assured: The maximum amount that ensured person could reimburse is "Sum Assured". Before choosing sum assured, take into account the rising cost of quality care in busy hospitals. Mean while also remember higher sum assured having higher insurance premium. 

3. Collect Information and health history: Also, know the health information of the health insurance provider. Review the claim settlement ratio and know what your company offers in case of no-claim: bonus or discount. 

4. Compare Health Insurance Plans: Do not compare insurance premium, compare the insurance plan. Health Insurance is a complex product that tightly coupled with the financial security. You need to get into comparing the health plan features in detail, or take help of an unbiased health insurance provider. 

5. Ask the Experts: You will likely have many questions in your mind as you go through the process of online health insurance purchase. Ask to the industry experts with free o cost before you buy health insurance and start paying health insurance premium.

Bajaj Capital Insurance, comprehensive online insurance portal provides health insurance plans from the top insurers in India. Such plans covers you and your family against the medical expenses such as Hospitalization expenses, Day Care Treatment, Pre & Post Hospitalization cover, ambulance, etc.

How to Save Money on Your Health Insurance Premiums

Keep you Health Insurance premium down

Health insurance is something that you cannot avoid. In this world, there is no guarantee of health security. Any adverse incident can take place anytime and if you are not financially well-prepared, it will be very tough for you to save your life. Health insurance is the best way to secure some money for adverse situations like accidents and illnesses.

But the tragic is that in India, only 40% of people seem to be much sincere about their health insurance plans. The most significant reason for avoiding health insurance by a vast majority of Indians is that they find hard to afford such insurance premiums. The regularly increasing cost of living forces people to limit themselves in basic expenses. Therefore, it is must to show Indians the path from which they can save money on their health insurance premiums.

Health insurance plays an important role in every people lives. But when you are not able to choose the right insurance plan, it is difficult for you to continue it. Failing to pay premiums on time is the most common problems.

Online Insurance Comparison

As you know every problem has a solution, likewise, one of the best solutions is available to keep your health insurance premium down. And it is none other than online insurance comparison. The online websites for comparison for various health insurance policies are one of the fastest and the best solutions. These websites are designed to provide health insurance plans of various reputed insurance firms at one web page that you can find easy to compare. It will be right to say that these websites make comparison of policies at your fingertips. Use your smartphone or laptop anytime and anywhere to compare health insurance benefits and premiums. You can able to choose the plan that provides a huge saving of money and at the same time, benefits of insurance.

Fast andEasy Comparison

Today, well-educated people of Indian have found these insurance comparison websites friendly, fast and ultimate. A few simple clicks allows them to maintain distance from the insurance agents who only guide you for the plans for which they have found commissions. Also, online comparison of insurance policies allows you to save your quality time. You don’t need to take leave from your office in order to search for the best health insurance policy for yourselves. Whether you are at home or office, you can make online insurance comparison to choose the best and well suitable insurance policy.

Money SavingHealth Insurance Policy

Today, 7 out of 10 working guys of India have found these comparison sites wonderful. If you are still untouched with the benefits of health insurance, it’s time to look out for it. There is no need to step out from your home nor need to take assistance from insurance agents, just click to a reputed online insurance comparison site of Indian to know the best health insurance policy that keeps your premium down and provides great benefits during difficult situations.

 Today, online insurance comparison is the best solution you have ever discovered. Give yourself time to look for a reputed insurance comparison website to instantly choose the best policy and purchase it online.

Bajaj Insurance Capital is one of the leading websites for online insurance comparison. It is a wonderful platform to compare various top insurance company policies. 

How to Compare Health Insurance Policies

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“Health is wealth”, it is a universal fact. Considering the fact, it is important for every people to choose the best health insurance policy. These days, 7 out of 10 people prefer health insurance policies. But the tragic is that only 30% of people are able to get the best health plan for themselves. In other words, a large number of people in this world, especially in India, who are not satisfied with their health plan. The prime reasons for the dissatisfaction are lack of knowledge of health policies and avoid comparing plans. If you are on the way to buy a health insurance policy, it is important to increase your knowledge on the matter and don’t ever forget to compare various policies in order to choose the best one for yourself.

Now, you must be wondering that how to compare these policies. There are three ways for comparison but online comparison is the best way to go with. Read on to find how…

Visit some top insurance companies of your country and go through their plans in person. Carry your tablet or notebook to write down prices, coverage and several other advantages. Don’t you think that for this comparison method, you have to spend quality time?  Moreover, there is no guarantee that you will find out the right plan for yourself. Taking out special time from your busy schedule to compare insurance policies is difficult.  

 Call an insurance agent to help you out.  If you analyse the service of insurance agents, it will not prove beneficial because these agents will tell you about the plans for which they have got an impressive commission. They might leave you with the health plan that is not well suitable to your needs. 

The best way to compare health plans is online help. Self-help from online is always very beneficial. It saves your quality time and effort. Comparison of health policies online is easy and interesting.  Go for wide search over the internet. These days, you can come across onlineinsurance comparison websites. They are playing a pivotal role for people who are looking for a well-suitable insurance plan. Comparing not only health but also various types of insurance plans have become easy due to these sites. In other words, comparison has become fast and easy. A long table of health plans of various reputed insurance agencies are displayed. It is easy for you to compare plans and choose the best among them. Nothing will bother you because you have varieties to compare. In case, you have any doubt regarding a plan, these comparison websites will provide you with online chat support and a customer care number. Talk to the comparison company about what you are expecting from your insurance coverage. It will help you as soon as possible. Even it will help you to buy an insurance plan from the comfort of your home. Such facilities are not offered earlier. But the internet has given you such a wonderful platform. Indians do have to realize the fact that online is the best way to compare insurance policies. Without taking leave from your office, you can able to find out the best health plan for yourself or your family. So, why are you wasting your precious time by adopting traditional way of comparing insurance policies? Go with online comparison sites.

Bajaj Capital Insurance is a leading online health insurance comparison company. It helps Indians to choose every type of insurance plan. The reputed website has alliance with top insurance companies of India including Max, Kotak etc….. The site will help you to compare various type of health insurance policies and at the same time, it will allow you to buy your favorite plan instantly. 

Bajaj Capital Insurance: Compare & Get Guidance to Choose the Best Health Insurance

Bajaj Capital Insurance, a leading Indian online life insurance and general insurance comparison portal, is all set to make your selection for health insurance easy, fast and profitable. It provides comparison facility of the insurance services according to pricing, key features and quality. Find the best health policy according to your requirements without spending much time. Bajaj Capital Insurance has made the comparison process fast through health insurance FAQs, dos and don’ts and instant guidance from expert health advisors. You can able to find healthinsurance for critical illness, family and group, and senior citizen.

Bajaj Capital Insurance has tried to include the health policies in its list that provide support during bad health issues. A health insurance covers cumulative bonus, cost of health check-up that you face from time to time, minimum time to stay in hospital, hospitalization expenses and cashless facility. Bajaj Capital Insurance is providing comparison of health insurance policies of well-known insurance companies of India including Apollo Munich, Religare, L&T, Max Bupa, National Insurance, and Star Unique Health etc… Tax benefits are covered in every health insurance plan.

The Managing Director of the Bajaj Capital Insurance says, “Each insurance plan we have included in our list is first analysed by our experts. With this web portal we are trying to support all Indians who wish to have the best insurance plan that can secure their future.”

Talk to our experts who will always available to help you out. Bajaj Capital Insurance firmly believes in “health is wealth” concept. Selecting a premium class health insurance provides provides protection for your health in which you will get an assurance to reimburse your medical expenses. It is the best way to secure your health.

About bajajcapitalinsurance.com-

Bajaj Capital Insurance is the most respected web portal for insurance comparison and purchase. It provides health insurance, life insurance, motor insurance, travel insurance and various types of other insurance comparison and purchase facility. Online and phone call support from expert insurance adviser is also provided. Bajaj Capital Insurance is the portal that saves your quality time that you might spend on searching insurance policies, comparing and analyzing. It is easy to compare insurance plans from Bajaj Capital Insurance.  Bajaj Capital Group has been awarded with Financial Advisor Award by CNBC-TV18. It won Best Wealth Management Company award for the year 2008-2009. Bajaj Capital has bagged many prestigious awards and appreciated by top insurance companies time and again.

For More Information contact +91 8447425559 or info@bajajcapitalinsurance.com or visit www.bajajcapitalinsurance.com

Compare Online Health Insurance: The Fastest Way to Choose the Best Policy

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Life is precious. Every person has the right to make their lives safe and beautiful. Health insurance is a wonderful medium to secure your life from hazardous diseases and incidents. Having a health insurance gives an assurance that you are capable enough to combat with your health issues because such insurance policies provide coverage of hospital bills and medicines. Without thinking of how to arrange money you can undergo medical treatment and safe your life.

These days, there are various types of health insurance plans to choose from. Various prestigious companies have come forward with lucrative health insurance plans. It is advisable to not to get panic and don’t be in hurry while choosing a health plan. Give yourself proper time to compare plans, prices and companies in order to find out the best health policy.

Compare Health Insurance Companies

Your foremost step is to shortlist the insurance companies. A good amount of money you invest in a health insurance plan and at the same time, you have a hope that the policy will help during our needs. There are several cases noticed where insurance companies fail to provide on time support. Also, there are many incidents in which the claimed money are not provided. Comparison of health insurance companies will enable you to reach to the company that cares its consumers and provides all the support that the plan has promised to provide. Always choose a prestigious insurance company that has no such negative reviews.  

Compare Health Insurance Plans

For this, analyse your health needs. Family and individual health insurance policies are available to choose from. If you are single, you will need less coverage. If the family has children, you could require a plan that covers lots of preventive care. Consider your future health care issues. When you analyse health needs, it will not very difficult for you to choose the right plan. You will not get confused by seeing varieties. Compare health insurance online! It is the fastest medium to choose the best plan for yourself. There is no need to use pen-paper because online comparison is fast and easy.

Compare Health Insurance Prices

Ask for quotes for the plans you have found suitable for yourself. Comparison of pricing of the health insurance policies that you have shortlisted is necessary. Decide how much you can afford in your insurance premium. If you have a reliable income, you can bear the plan that provides wide ranges of health coverage. Try to confirm that how the premium can be paid off. Usually, insurance companies provide flexibility to pay monthly, quarterly or yearly. Confirm the late fee charges and flexibility to extend the date of premium. Make sure that the insurance company is not going to increase the premium price in future. Talk to your agent. It may help you to choose the best health insurance plan. But when you mix your own ideas with the agent’s ideas, you could be able to choose a well-suitable health insurance policy. 

“Compare Online Insurance Quotes” – Why it is Important?

Bajaj Capital Insurance

Compare your insurance quotes online against top insurers. Bajaj Capital Insurance’s hassle free services help you find best insurance quotes in India. Bajaj Capital Insurance helps you choose the right amount of coverage to for your needs.

When you will get online insurance quotes via our online insurance portal, you will receive:

Online Help during Your Quotes

Insurance comparison can be confusing, but for all online insurance quotes at Bajaj CapitalInsurance, we can suggest types of coverage to consider, we will tell you how each coverage works for you.

Money-Saving Tips

We let you know if you should consider going without certain types of coverage to help you budget for insurance plan. Alternatively, you can easily adjust specific coverage and see how those changes affect your rate for insurance cover. Online Insurance Comparison is fast and simple.

 

Purchase Options

For those who start insurance quotes online but decide they would rather support over the phone, just call us at +91 8447425559. We can easily retrieve insurance quotes and help you buy your policy.

 

Backdating Your Life Insurance Policy: Will Save Thousands

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Backdating an insurance policy is legal in the insurance industry. Therefore, the insurance plans launched by any insurance company in the last 1-2 Months can be bought with any date in the financial year starting from 1 April 2014.

Impacts of Backdating Life Insurance Policy-

• ·         Backdating is possible only on endowment and money back policies.
• ·         When backdating a policy, the premium will have to be paid for the backdated period together with interest charges.
• ·         A policy can be backdated to let its maturity coincide with any special day, such as birthday or wedding anniversary.
• ·         The policy matures earlier than it normally would. In endowment policies, this could be an advantage as survival benefits accrue earlier.

Here is an example of how backdating can benefit a person who is looking for coverage:

Amit applies for coverage on September 1. His birthday is September 15 and the insurance policy is approved and issued on September 30. If the policy is backdated to September 14 (the day before the applicant's birthday), he or she can take advantage of lower rates.

When shopping around for life insurance coverage, a consumer should ask whether a company offers backdated life insurance premiums to its policyholders. The savings in premiums over the life of the policy need to be calculated before deciding to buy a policy with premiums calculated in this manner.